INSURANCE SOLUTIONS - Provided by AWCI Insurance Services

General Liability and EIFS Coverage

Coverages Offered

Occurrence Form
Limit of Liability - $1,000,000 per occurrence, $2,000,000 annual aggregate (Defense costs are included within the limit of liability)
Products/Completed Operations Aggregate - $1,000,000
Contractors Blanket Additional Insured
Fire Damage - $100,000 any one fire
Medical Expense - $5,000 any one person
Employee Benefits Liability - $1,000,000 (Optional)
Limited Pollution Liability - Work Sites - $25,000 (Optional)
Personal & Advertising Liability - $1,000,000
Stop Gap
Primary and non-contributory language

Exclusions and Limitations

EIFS applications over wood-framed and/or wood substrate habitational structures
EIFS coverage associated with this insurance policy only applies to bodily injury or property damage caused by the installation of EIFS products produced by the following manufacturers: BASF (Senergy, Finestone and SonoWall), Dryvit, ParexLahabra, Sto and/or TEIFS. The insurance does not apply to, nor will the insurance company have any duty to defend any claim caused by the installation of EIFS products produced by any manufacturers not listed above.
DEFS applications over vertical wood-framed and/or wood substrate surfaces
Amendment of Other Insuring Agreement Known Injury or Damage
Pre-existing Damage Limitation
Mold Exclusion
Ten (10) year Sunset Clause, optional 15 year Sunset Clause

Policy Claim Deductible