ELIGIBILITY REQUIREMENTS - The Hartford Insurance Solutions

4.1.1 General Requirements

• Must be a member of AWCI
• Payroll of $50,000 or more
• Minimum General Liability Premium of $5,000
• 50 percent of payroll exposure must be in the following GL Class Codes
  √ 91346 - Ceiling or Wall Installation
  √ 92338 - Drywall or Wallboard Installation
  √ 97447 - Masonry Work
  √ 98449 - Plastering/Stucco Work
  Accounts with less than 50 percent payroll in the 4 primary classes will be considered on an individual submission basis.

Eligible Class Codes

• 91341 - Carpentry - Interior
• 91342 - Carpentry - NOC
• 91436 - Ceiling & Wall Installation - Metal
• 91580 - Contractors - Executive Supervisors
• 91583 - Contractors - Sub Work
• 92338 - Drywall & Wallboard Installation
• 92478 - Electrical Work within Buildings
• 94404 - Fire Proofing Structures
• 94569 - Floor Covering Installation - Not Tile or Stone
• 96409 - Insulation Work - Organic/Plastic Solid State
• 96410 - Insulation Work - Mineral
• 97447 - Masonry Work
• 98305 - Painting - Interior
• 98344 - Paperhanging
• 98449 - Plastering or Stucco Work - Except EIFS
• 99746 - Tile, Stone, Marble, Mosaic or Terrazzo Work - Interior Construction

Ineligible Exposures

• General Contracting - Subcontracting more than 40% of total work
• Roofing - repair or new construction
• Iron or Steel Erection - does not include interior wall steel framing
• Window or door installation
• Demolition work
• Asbestos removal
• Tract Housing - Large housing developments consisting of similar low cost or entry level house, apartments or condominiums. Large developments of custom homes are acceptable upon confirmation of construction quality.
• Contractors domiciled or operating in excluded states of Alaska, Arizona, California, Colorado, Hawaii, Illinois, Louisiana, Nevada and New York.
• Contractor involved in apartments/condominiums projects within the State of Washington.

Contractors with EIFS Exposures

• Contractor must show evidence of separate EIFS coverage from a carrier acceptable to The Hartford.
• Contractor must have an EIFSmart Certification.
• Contractor must have certification as to product training from the EIFS manufacturer products they install: BASF Wall Systems (Senergy, Finestone, Sonowall), Dryvit, ParexLahabra (including TEIFS) and Sto.

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